Terms and Conditions of Service

Please read these terms carefully before using zephorialunt. By subscribing or using site services, you agree to all conditions below as a UK resident.

August 19, 2025

Acceptance of terms

Your use of zephorialunt’s services requires acceptance of all posted terms, policies, subscription fees, and procedures. Continued access after updates implies acceptance of revisions.

Definitions

These definitions clarify use of this website and subscription terms:

• ‘zephorialunt’ refers to the provider of financial planning subscription services operating at zephorialunt.sbs.
• ‘User’ means any individual or entity using site content, requesting services, or subscribing to a plan.
• ‘Subscription’ is a recurring service contract for ongoing planning and related support, paid monthly.
• ‘Agreement’ refers to all contractual documents, including these terms, associated policies, and fee disclosures.

Permissible service use

Services and website content may be used for lawful, compliant personal or business planning purposes by UK residents only.

Eligibility

You must be at least 18 years of age and reside in the UK to register, subscribe, or access paid features of zephorialunt.

Proof of age or residency may be requested as needed.

Your responsibilities

Each user agrees to conduct themselves in line with legal, ethical, and site-specific policies outlined below.

• Provide true and complete account data for registration and contracts.
• Keep passwords and sensitive session details confidential and secure.
• Communicate promptly regarding changes to account or service needs.
• Abide by all published subscription, fee, and cancellation policies.

Prohibited uses

The following activities are not permitted:

• Misusing services to obtain unauthorised financial advice or bypass compliance checks.
• Copying, duplicating, or distributing intellectual property without written consent.
• Attempting to disrupt, hack, or abuse site infrastructure or client data.
• Submitting fraudulent or incomplete personal information.
• Using the website for unlawful or non-compliant purposes under UK or EU regulations.

Intellectual property rights

All original content, trademarks, methods, and proprietary materials on zephorialunt are owned or licensed by zephorialunt and protected under UK copyright law. Copying, republication, or commercial use requires written permission.

User submissions

Users may submit forms or feedback provided these are original and do not infringe third-party rights.

Privacy commitments

All data processing is performed according to our Privacy Policy and in line with GDPR and FCA rules for financial services. You retain rights to review, correct, or delete your data where legally permitted. See privacy policy

Disclaimer of warranties and outcomes

zephorialunt services are supplied as described without claims of specific or uniform results. See our website disclaimer for further details.

Limitation of liability

zephorialunt is not liable for losses arising from use of this site or service, except as expressly required by UK law.

Indemnification

Users agree to indemnify zephorialunt against claims arising from unlawful or non-compliant site use.

Dispute resolution and ODR

All disputes are governed by UK law and resolved by binding UK court procedures and online dispute resolution (ODR) where possible.

Applicable law and venue

Agreements and services are governed exclusively by the laws of England and Wales.

Termination

Either party may terminate a subscription in accordance with published notice requirements. Obligations prior to termination remain enforceable.

Amendments

We reserve the right to update or modify these terms. Updated versions are effective immediately upon posting.

Severability

If any part is invalid, the remainder of these terms continues in force.

Entire agreement

These terms, related policies, and plan-specific conditions comprise the full contract between you and zephorialunt.

Contact information

For legal or contract questions, contact our compliance staff at the details below during hours of operation.